Car Title Loans in Yuma
Often people learn about a new bill they haven’t anticipated or find they are strapped for cash again. Trying to balance finances in this kind of economy can be difficult at best. You may need extra money to buy your kid a used car, pay a hospital bill, or get new tires on your truck. So, where do you go when you really need fast cash? Well, lots of happy customers have solved their financial problems by getting title loans in Yuma.
Using title loans can be an excellent way to catch up on old bills, and get the cash you need or want today. These are simple loan estimates that you can apply for today. The application is easy and short, and it only takes a minute or so to fill out. You don’t have to pay any kind of deposit because your car will be used as collateral on your loan. After discussing your needs with a representative, you’ll more than likely receive loan approval in less than 24 hours. Once approved, you simply pick up your money at one of our convenient locations in Arizona, and you’re ready to spend the money anyway you like.
Who Qualifies for Title Loans Yuma?
Just about everybody you know will probably qualify for this type of loan Title loans require that the owner has paid for the car in full. Well, that’s easy enough for most people. The biggest concern that most folks have when trying to get loans is that their credit rating won’t be high enough to be approved. That’s definitely something to worry about at other banking institutions, but it’s not the case here at Approved Money.
We aren’t concerned about your credit history, lack of a credit history or how you rate with credit scores. Did we mention that bankruptcies are no concern of ours? We don’t care. If you’ve got the pink slip on your car, we’ll be more than happy to use your title for collateral, and that’s all you need.
Starting the Title Loans Yuma Application Process
It’s just amazing how many people jump the gun and just assume that application processes for title loans in Arizona will be a long and drawn out process. This couldn’t be further from the truth. We’ve been in business for a long time and have developed enough expertise in processing loans to know our customers want the simplest process possible when applying for a loan.
If you’ve ever applied for a mortgage, you probably remember filling out tons of paperwork and waiting for what seemed forever to learn whether you’ve been approved. At Approved Money, we don’t work that way. We know you value simplicity and we’ve got you covered.
To apply for a title loan quote, simply enter the following information on the application form.
• Style of the van, car or truck
• Estimated Mileage
• Year of the automobile
How Much Cash Could I Receive for My Car?
We may approve title loans in Yuma for all kinds of different amounts every single day. Basically, after taking a look at your application form, we will refer to the Kelly Blue Book for guidance about your car’s value.
Next, we’ll consider looking at the equity in your automobile. The mileage, year, make and model all play a significant part besides the overall condition as to what you might be offered for your loan amount.
In most instances, vehicles in the best condition with low mileage, or newer vehicles fetch the greatest amount of loan money. However, you don’t really want to make assumptions. It’s possible an older car or truck might still be worth thousands to loan borrowers, which can be a great deal of money.
Rather than guessing what amount you might receive for your car, van or truck, fill out our title loan calculator online. It’s free, fast and should give you a pretty good idea about what kind of money we’re talking about.
Getting the Cash
If you’re delighted with your free quote, the next step is to get in touch with one of our experienced loan professionals to discuss your situation. Just give them a call, and explain what you’re looking for. Our professionals can answer any questions you might have about the process.
Once you confirm the amount of the loan, and you negotiate payment terms that work well for your financial situation, your loan could be approved in just 24 hours. After approval, our service professionals can recommend the most convenient store nearby to collect your money.
Loans Without a Clear Title
Many people mistakenly assume they can’t qualify for any kind of title loans without a clear title. We realize a great many people are in this position, but they still really need cash. At Approved Money, we’ve come up with the ideal solution. It’s called a registration loan. These loans are designed specifically for those people in need of a loan who haven’t yet paid off the vehicle.
Basically, registration loans work just about the same as our simple title loans with one difference. You apply for the loan, get your free estimate, speak with a specialist about payment arrangements, sign a contract and pick up your money. The main difference is simply that you turn over the registration for the vehicle to us instead of the title to the car.
Benefits of Yuma Title Loans
We offer customers the ability to use online applications because we want to offer convenience and keep the process hassle free for you.
Flexible Terms for Payments
We know just how hard it can be when you’re suddenly hit with an emergency or an unexpected bill. That’s why we’re more than willing to work out flexible terms that meet with your approval.
Whether you choose to pursue title loans in Yuma or a convenient registration loan, you are still free to drive the vehicle whenever or wherever you desire.
Most of our customers receive their money within 24 hours of approval. It doesn’t get much faster than that.
We have a number of stores in several convenient locations within Arizona where you can easily stop by and pick up your money. Convenience is what it is all about!
Constantly worrying about money can have long-term effects on your health and your family. Knowing that you’ve got the cash in your hands to take care of your financial business can be a huge relief, and it lets you get back to a normal happy life.
In Arizona, the names of both parties are documented in a contract along with the vehicle description. The monthly or annual financing rate must be clearly documented in the contract, so loan borrowers are aware of the costs associated with this type of loan before making a commitment with a contract.
Borrowers may request lenders to provide a written document, which outlines the payment amounts and due dates. Any borrowers involved in this type of transaction also have the right to request written receipts of all cash payments.
Fretting and worrying about money isn’t any fun for anyone. If you’ve got a bill coming up or just need some cash urgently, think about checking into title loans Yuma to resolve financial worries today.