Car Title Loans in Sierra Vista
Everyone has experienced a time in their life when they needed to get some extra cash quickly, but the options for getting that money can be limited. This can be especially true if you have had credit problems in the past. The stress can become very difficult to manage, but there is an answer that can help almost anyone out of financial difficulties. A title loan or registration loan can be a quick, easy way to get the cash you need to cover those unexpected expenses.
What are Sierra Vista Title Loans
A title loan is a loan made against the value of your car. Because you will only be borrowing a portion of the equity you have in your car, your credit history is not considered in determining your ability to qualify. Title loans in Sierra Vista can typically be processed quickly, so you won’t have to wait to get the cash you need. In fact, loans can often be processed in less than a day. You can use the funds for any reason at all, and you will be able to keep your car while you are repaying the loan.
Help Finding Title Loans in Sierra Vista
At Approved Money, we understand that every person’s circumstances are a little different, so we will work with our wide network of lenders to find the right title loans in Tucson for your situation. Our application takes only a few minutes to complete. You will be asked to provide:
- The make and model of your car
- The year your vehicle was manufactured
- The current mileage on your car
- Your personal information, including how best to contact you.
One of the Approved Money loan representatives will begin working on your application within minutes after we receive it. As soon as possible, the representative will contact you to review your application and the terms of the loan you have been offered. Our goal at Approved Money is to help you create a loan package that will help you out of your current financial difficulties. That includes crafting a loan with an affordable payment that is made at a time of the month that works well for you.
Getting Your Cash
Once you have decided to take the loan, you’ll need to come to one of our offices to have your car inspected and to complete your paperwork. The inspection will determine the actual value of your car and the actual amount you are able to borrow. The paperwork is very simple and can be completed in as little as 30 minutes. You will need to bring with you:
- The clear title to your car
- Your drivers license
- Proof of insurance, if this is required by your lender
After you have completed the paperwork, we will submit everything to your lender. You will receive your cash once the loan is processed. This may take a few days, but depending on your lender, you may be able to receive the funds the very same day.
Other Types of Loans
Title loans in Sierra Vista can meet the needs of many Arizona residents, but if you do not have a clear title to your car, you may think this isn’t an option for you. At Approved Money, we want you to know that even if you are still paying off a loan on your car, we can still help. We also offer registration loans in Arizona. Registration loans work in much the same way as title loans in Sierra Vista. You will be able to borrow against the equity you have in your car, and just like title loans, your credit history is not a factor in determining if you qualify for a registration loan. You will also be able to keep your car.
A registration loan is easy to complete. Our online application can be completed in just a few minutes, and our loan representatives will work with you to make sure you get the best loan to meet your needs. Some of the advantages of a registration loan include:
- No prepayment penalty
- Quick, easy funding
- Flexible repayment plans
- Paying Your Loan
While you are repaying your loan, your lender will place a lien against the title of your car. This is their insurance that you will make your payments on time each month. That lien will be released once you have paid the loan off, and you will once again own your car free and clear. While you have a minimum monthly payment you must make, you are always free to pay more if you are able. There are no pre-payment penalties for paying your loan early. Making your payment each month will also help improve your credit score, which will give your more options for managing your finances in the future.
If you find yourself having difficulty managing your monthly payments, it is important that you immediately contact your lender. Many of them will work with you as long as you are honest and remain in touch. While your lender can repossess your vehicle if you are not able to make your loan payments, most lenders would prefer to work with you to find a payment plan you can afford, allowing you to keep your car. Our lenders want title loans to be a benefit to our customers, not an even bigger problem.
How to Get Started
Title loans in Sierra Vista can be a great way to quickly get the cash you need, regardless of your circumstances. Even if you do not have a clear title to your car, a registration loan can provide that same kind of help. Whatever your needs, don’t wait any longer to get the money you need. Complete our application today, and very soon you could have the funds to pay the bills, get your finances back on track and look forward to a stronger financial future. Let us help you put your car to work for you to solve your financial worries today.