Car Title Loans in Prescott Valley
Approved Money takes your financial stress away thanks to the availability of fast title loans Prescott Valley. No matter why you need fast cash, we can put money in your hands in as little as 24-hours if you are an adult with a clear vehicle title. Our goal is to help as many Prescott Valley residents as we possibly can, even when other loan lenders turn you away. There may not be a credit check, so even if you’ve had prior credit problems, it might not affect your ability to receive a title loan.
Our quotes provide a no-hassle method of getting fast cash using the equity in your vehicle. We offer estimates on all years and makes and models of vehicles and we also offer registration loans in Arizona. We’ll provide you with the most money possible based upon the value of your vehicle. Use the money from your title loan for any purpose, including:
- Pay unexpected vehicle repairs
- Pay unexpected doctor bills
- To purchase clothing for the kids
- To cover the costs of a birthday party, anniversary party or other event/holiday
- Cover the expenses of your vacation
- To pay for home repairs/installations
The uses of a title loan are endless, but one thing is for sure, and that is the fact that title loans Prescott Valley always come in to save the day just in the knick of time.
Applying for Title Loans Prescott Valley
To get an estimate for an Approved Money title loan simply complete the application. One of our agents will contact you at your earliest convenience with a no obligation title loans Prescott Valley estimate. If you like our offer, simply come into our office to finish the application process, sign documents, and walk away with your cash. It is one of the fastest and easiest ways to get cash for any reason.
When completing your application have your personal information ready. While we don’t require a great deal of information to receive a title loan, we do need to know who you are and the type of vehicle you wish to acquire a title loan with. We need only the most basic of information to process your application. Simply provide us your name and address; date of birth; social security number; and vehicle information to complete your application. A few more important facts to remember when getting a quote for your title loan:
- Getting a quote for a title loan on our website is discreet and confidential
- Complete your application from your location, 24 hours per day, 7 days per week
- We serve the entire Prescott/ Prescott Valley area
Title Loan Regulations
Title loans in Prescott and in Prescott Valley are regulated by the Motor Vehicle Time Sales Disclosure Act. This act limits the annual percentage rate (APR) allowed to be charged on a vehicle title loan, as well as the circumstances surrounding the right to cure a defaulted loan. Currently the regulations propose a maximum of 204% APR for a title loan. These regulations are in place to keep consumers protected when working with a title loan lender. Approved Money follows all state regulations regarding title loans, striving to provide each customer a stress-free, worthwhile experience.
What are the Benefits of a Title Loan?
Some people think that title loans Prescott Valley are nothing more than loan traps, but now that you have a better understanding, you can see through that hype and the truth of the matter. Title loans are beneficial to many people who’ve found themselves in an unpredictable financial situation requiring fast cash. The many benefits of a title loan are clear to see. Title loan benefits include:
- No credit checks required to obtain a title loan. No matter what kind of credit problems have affected you in the past; you can get approved for a title loan.
- When you apply for a title loan estimate with Approved Money you’ll notice that the application is short and simple. We hate paperwork just as much as you do and strive to keep it minimal.
- If approved for a title loan, you can have a high-dollar loan in your hands in as little as 24-hours.
- Apply online 7 days per week, 365 days per year, 24 hours per day.
- You keep the vehicle and give us the title. We’ll return it upon successful repayment of the loan and interest fees.
- Repayment terms are easy so you don’t need to worry about getting yourself into a bind to retrieve your vehicle title and repay the loan.
Fast approval times. Some loan lenders take days or week to approve or deny your loan application. Who has that kind of time to wait around, worrying and wondering?
Prescott Valley is a beautiful town of just over 38,000 residents. The tight-knit community provides peaceful living without the hustle and bustle of the big city. But, financial strains do find their way into the relaxing town and into the lives of the hard-working residents. Should you find yourself in such a financial situation, Approved Money is there to help you get back on your feet.