Car Title Loans in Goodyear

Car Title Loans in Goodyear


From unexpected medical expenses to sudden repairs, anyone can face a financial crisis. Many people in Goodyear are dealing with high bills and emergency costs or just need some extra money on hand. If you have bad credit or no credit or have been through a bankruptcy in the past, the situation may seem more difficult than ever. It can be difficult to see the way clear of financial hardship and difficulty. However, auto title loans in Goodyear may be able to help you create a real financial solution and get you the cash that you need, quickly and efficiently.

Title loans in Arizona can help you get funds quickly and easily. Because these loans are based on the value of your car and not on your credit history, anyone with a paid-off car is eligible for title loans in Phoenix. It is the paper title of your car that serves as the collateral that secures the loan. It doesn’t matter if you’ve been turned down in the past by banks, credit unions or credit card companies. Most borrowers may be quickly pre-approved online and your credit history has nothing to do with it. It is the equity value of your car that secures this loan and not your credit score.

It is important that your vehicle is fully paid off and that you own the equity in the car; this is what makes you eligible for title loans in Goodyear. You don’t need to worry about access to your car during your title loan. You keep your car and drive it as normal. It is only the title of the vehicle in which your lender retains an interest. When the loan is completed and paid off, you’ll receive your title back, free and clear of any liens.

With our car title loans, you can access the money that you need quickly and easily. Most people who apply for our title loan estimates online can receive the cash they need within 24 hours; at most, this process takes a couple of days. It’s much faster than borrowing money from a bank or a traditional lender.

Begin your application online today with Approved Money’s easy form. It takes only seconds and you’ll quickly be on the road to receiving the fast cash that you need now.

How to Apply for Title Loans Goodyear

Approved Money makes it quick and easy for you to apply for a title loan quote in Goodyear online. Our simple online form means that you can be on the way to getting the Phoenix title loans you need within mere seconds. When you start your application here on our website, there’s no need to worry: we won’t run a credit report or check your credit score. We’re interested in learning more about your vehicle in order to provide an instant free estimate of how much you can receive in a car title loan!

To use our simple form, there are only a few easy steps:

  1. First, select the important information about your car: year, make, model, style and odometer mileage;
  2. Second, enter your contact information: full name, phone number, email address and zip code;

And that’s it! With just these few simple questions, we can start working to get you the cash you need.

We’ll instantly provide you a free online estimate for car title loans in Goodyear, depending on the value of your vehicle. Our estimates are based on the documented Kelley Blue Book value for your vehicle. Shortly thereafter, a knowledgeable Approved Money loan expert will call you. Make sure you answer your phone and know to expect a call when you fill out our easy online form!

Our friendly and professional loan representative will work together with you to complete your application. We’ll need to verify your identification, your age and your proof of residence. We’ll also need to get some additional information about your income. You don’t necessarily need to be employed to receive a title loan; we just need to verify that you will be able to pay back the loan. We’ll need some more information about your car insurance and registration and of course we will also need the paper title of your car in order to begin the loan process.

Approved Money loan specialists are always available. It doesn’t matter when you fill out our online form; we’ll respond quickly to move your process along, provide you with a pre-approval and get ready to finalize your title loan!

More Details About Goodyear Arizona Title Loans

In Arizona, title loans are regulated by the Department of Financial Institutions. There are a number of state laws which serve to protect the interests of people who borrow short-term loans or receive secondary financing for their motor vehicle, like a title loan. Title lenders in Arizona must be licensed by the relevant department. In Arizona, there are limits on the maximum interest rates that can be charged for an auto title loan under state laws.

Auto title loan services should be used to help with a temporary financial need. Title loan interest rates are calculated on a monthly basis rather than an annual basis. For a loan of under $500, the maximum monthly finance rate is 17 percent. For loans between $500 and $2,500 in amount, the maximum monthly interest rate is 15 percent. Between $2,500 and $10,000, the maximum monthly rate is 13 percent and for loans greater than $10,000 the maximum monthly rate is 10 percent.

Before you receive your title loan, you’ll have to read and sign a loan agreement document. You should receive a complete copy of this loan agreement, which includes your interest rate, fees, full loan amount, payment schedule and lays out the consequences for non-payment of your title loan. It is very important that you read and understand the loan agreement, as it is a legally-binding contract and commits you and the lender to its terms.

Benefits of A Car Title Loan in Goodyear

When you work with Approved Money to get the cash you need, you can be sure that you will receive enthusiastic, knowledgeable and friendly service. Our loan experts are happy to answer your questions and are available around the clock to help you set up the title loan that you need. We can work with you to arrange a loan with the payment terms that work for you. There are a number of benefits to these types of loans to consider:

  • You may be approved for a title loan instantly despite bad credit or no credit
  • You will receive quick and efficient customer service for your loan
  • You can keep your car and drive it normally throughout the loan period
  • You will receive your loan within hours or days, much faster than a bank or traditional lender
  • You can use our simple online application to start the process
  • You can find a solution to sudden financial troubles

Even when it seems the doors to lending are closed tightly, auto title loans can help to get you the cash you need. Start now with our simple online form!