If you’ve spent only a few minutes on this site, you can tell that we’re focused on registration loans. But that doesn’t mean that those are the only types of loans that we provide. Another similar–but different in important ways–option is an auto title loan. The main difference is that the latter requires a borrower have outright ownership of a vehicle.
For both types of loans, the basic process remains the same. The first step is applying for a free estimate. The estimate form only takes a minute or two to complete, with easy questions like the make, model, style, year, and mileage of your lien-free vehicle. When you submit the form, your information will be automatically sent to a stellar specialist.
He or she will review the information in a honest, fair way using values laid out in the Kelley Blue Book. This all happens in the span of a few careful seconds, so the process can move on quickly and seamlessly from there.
You’ll never be asked to provide information about your credit history or OK a credit check for an estimate. Unlike the majority of banks and lenders, we are completely fine with working with borrowers that have bad credit or no credit. Everyone needs some help now and then, and we aren’t judgmental in any way, shape, or form.
Instead, the solution we’ve created can be accessible by many borrowers. This is because the vast majority of Arizona residents have a car title that they can use as collateral. The collateral strengthens the power of the loan, and is directly tied to low interest rates. Plus, we’re able to compare rates from many local lenders to find the lowest of the low in the area.
The question that is usually on a borrower’s mind is, “When can I get my car title back?” The answer depends on the exact length of a payment plan. In any case, it’ll be returned when the payment plan has been completed and nothing is owed. Our specialists work with borrowers on a case by case basis to make sure that needs are met, and a payment plan can be approached in a confident manner.
In between work, family, and just making time for yourself, it can be easy to procrastinate and avoid looking into your options. But, trust us, it truly doesn’t take very much time and chances are you’ll be happy in the long run if you do. Here are the steps:
Our team of phenomenal specialists supports lending at all times of day, so feel free to get in touch to hear more about online title loans for your budget at any time.
We’ll be your personal guide to the world of Arizona car title loans. So if you ever have any questions that we didn’t answer for you on this page, you can always give us a call and we’ll be there to help you out. Contact us anytime!
Our Arizona title loan applicants ask us a lot of questions. To save you some time, here are some of the questions that we hear the most, and our answers to those questions:
“How soon will I get paid?”
The majority of our applicants within the state of Arizona report that they were able to access and use their funds within about 24 hours after submitting their free online title loan application and getting approved for the loan. The time can vary a bit, but it’s usually within a couple of days, and it’s always as fast as possible. We know you have expenses that you need to take care of.
“How much will I get for my title loan?”
The exact dollar amount will depend on a number of factors regarding the equity of your car. Those factors include things like the model, make, year, mileage, and overall condition of your set of wheels. Similar to as if you were selling your car, lower mileage, better condition, and a newer model will all earn you more money. But even the most beat up old trucks have earned Arizona car title loan borrowers thousands of dollars. To get a clearer estimate of the kind of cash you can expect to receive, you can simply enter the relevant information into a free online title loan calculator.
“Who can I contact if I need help with my loan?”
You can always contact us; anytime, day or night. Call us up and we’ll be here to answer any questions you might have, deal with any concerns, or just help you better understand the workings of your Arizona car title loans so that you can borrow safely and more effectively.
“Do I have to hand over the keys to my car?”
Absolutely not. The only thing that your Arizona car title loan provider requires from you is the temporary hold on the lien-free title of your car. That gives them a kind of insurance– collateral to ensure that you’ll pay off your title loan as soon as you can. Once you’ve successfully done that, the title is immediately returned to you. Throughout the loan, you’ll continue driving your car as per usual. No need to worry about being without transportation; title loans deal exclusively with the equity of your car to secure the loan.
“How do I know if I qualify for an online title loan in the state of Arizona?”
Short answer: you probably qualify! Many of our applicants are worried about how their credit score or past financial history could affect their chances of getting a loan. But that’s not something you have to worry about with car title loans in Arizona.
Your credit score doesn’t have any real bearing on your loan… only the equity value of your car. That means that all borrowers are welcome to apply! You’ll likely be instantly pre-approved. You can start the process now, and complete it all online within the next ten minutes.